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Business and Commercial Insurance

Protecting your commercial fleet and company liabilities makes good business sense. Various coverage options include:

  • Commercial Insurance
  • Commercial Auto Insurance
  • Workers Compensation
  • Employee Benefits Plans
Whether you're a business owner, a risk manager or an executive, have a small or large business, employ 5, 50, even 500 or more people, securing the right insurance coverages and services is essential to your business plan.

What should I consider?

Chances are, your business is as unique as you are calling for a flexible and individualized insurance plan. But generally, many businesses need:

  • Commercial Automobile Protection including Auto Liability, Collision, Comprehensive and Rental Reimbursement coverages.
  • General Liability Protection including Bodily Injury Liability, Property Damage Liability, Personal Injury Liability, and Advertising Liability coverages.
  • Business Property Protection which helps protect your building and contents in case of direct physical loss.

Another coverage worth considering is Umbrella Excess Liability Insurance that provides higher liability limits, over primary liability insurance held by your business.

What are my coverage options?

Mentzer Insurance Associates offer a wide range of coverages, as well as an array of choices for limits and deductibles. (See important note below.)

If you're a small business owner, there's a good chance that our Customizer Policy can help provide some of the coverages you need. For larger businesses, our Business Package Policy may be more appropriate. Consider enhancing the basic coverages available Commercial Automobile Insurance, General Liability Coverage and Business Property Protection with the following optional coverages:

  • Cargo Coverage: Helps protect your cargo or inventory while in transit or during storage.
  • Tool and Equipment Coverage: Helps protect your tools and equipment used in your business while on your vehicle or at the job site.
  • Business Interruption Coverage: Helps protect against loss of income (for up to 12 consecutive months) resulting from a covered loss.
  • Crime Insurance: Helps protect against loss from burglary, robbery, even employee dishonesty.
  • Umbrella Excess Liability Insurance: Provides higher liability limits, over the primary or underlying liability insurance.

Specialty Markets: In addition, we have specialty programs to help meet the insurance needs of:

  • Affinity Groups
  • Franchisees
  • Associations

And in order to make available a wider variety of insurance products, agents participating in some of the programs listed below may be able to offer you coverages provided by other companies represented by Mentzer Insurance Associates.

  • Contractor Insurance Program
  • Independent Distributor Program
  • Locksmith Insurance Program
  • Carpet and Restoration Specialist Insurance Program
  • Automatic Merchandising Insurance Program

What about discounts and savings?

Mentzer Insurance Associates is able to offer competitive rates and helpful information on how you can save money on your premiums. Contact Stan and Teresa Mentzer today.

We have available a wide range of products and services. There's a good chance we may be able to help meet your business insurance needs.